Why Pre-Qualification is Important

Even if you have not so much as researched homes to view yet, it's valuable to see your mortgage pro first. Why? If you do not know yet how much house you want to qualify for, what can we help you with?

We Can Help You Pre-Qualify

When we pre-qualify you, we help you find out how much of a monthly mortgage payment you can afford, and the loan amount you will qualify for. We do this by considering your income and debts, your employment and housing circumstances, the funds available for down payment, required reserves, and other considerations. It's short and to the point; We take pride in keeping the paperwork light.

When you are considered eligible, we document our confidence in your capacity to qualify for a mortgage by presenting you with a Pre-Qualification Letter (also called a "pre-qual").

Buying Clout

Several benefits open to you when you find your next house, and have achieved pre-qualification. First, it lets you know how much you're able to offer. Of greater importance to the existing home owner, your being pre-qualified is like your having entered their house with a suitcase full of cash to make the deal! They need not worry that they are wasting their time if you won't be able to be able to qualify for a big enough mortgage loan. The seller of the home won't wonder if he can trust you to qualify for your loan.Your qualifying for the necessary loan amount won't be something for them to worry about. You have the sway of a buyer ready to make the purchase right now!

We will help you with your pre-qualification

We can help you see how much of a mortgage you can afford, and the amount of money you can borrow, by taking you through the pre-qualification process. In the process, we determine your capacity to borrow - looking at your job, available money for down payment, debts, income, and other areas. We as for a minimum amount of paperwork, with a quick process.

Face to Face

You can always use the calculators on our site to get an idea of how much mortgage you can afford - but it's also valuable to talk with us. That way, we can help you get your pre-qualification letter. For another thing, we may find a different mortgage option that better fits your needs. Let us help you get started: Contact us at (303) 931-7879.